1. Who We Are
KnowYourEMI (knowyouremi.in) is an independent, free financial calculator platform. We are not a bank, non-banking financial company (NBFC), loan aggregator, or financial advisor. We do not process loan applications, offer credit, or earn commissions from lenders.
2. Calculator Results Are Estimates
All results produced by our calculators are based on standard mathematical formulas and the inputs you provide. Actual loan offers, EMIs, interest rates, and eligibility criteria will vary based on your lender's specific policies, your credit profile, and prevailing market conditions. Do not treat calculator results as a guarantee or a formal loan offer.
3. Not Financial Advice
Nothing on this website constitutes financial, investment, legal, or tax advice. The tools and articles are for general educational purposes only. Before making any borrowing, repayment, or refinancing decision, consult a qualified financial advisor or speak directly with your lender.
4. Accuracy of Information
We make reasonable efforts to ensure the formulas, logic, and content on this site are accurate and up to date. However, we do not warrant that the information is error-free or complete. Interest rate conventions, regulatory guidelines, and lender practices can change, and our tools may not always reflect the latest.
5. Limitation of Liability
KnowYourEMI and its creators will not be liable for any financial loss, missed opportunity, or adverse outcome resulting from decisions made based on our calculator outputs or site content. Use of this platform is entirely at your own discretion and risk.
6. Intellectual Property
All content on this website, including text, calculator logic, design, and layout, is the intellectual property of KnowYourEMI. You may not reproduce, redistribute, or commercially use any part of this site without prior written permission. Personal, non-commercial use is permitted.
7. External Links
Our site and blog may reference or link to third-party websites such as lender sites, government portals, or financial resources. We do not control, endorse, or take responsibility for the content, privacy practices, or accuracy of those external sites.
8. Embedded Integration
KnowYourEMI tools may be embedded on third-party websites under a licensing arrangement. The embedded experience is subject to the same terms outlined here. The third-party website's own terms and privacy policy govern their platform.
9. Updates to These Terms
We may revise these Terms and Conditions from time to time. The effective date at the top of this page will be updated whenever we make changes. Continued use of the site after an update means you accept the revised terms.
10. Contact
For questions, permissions, or concerns related to these terms, reach us at hello@knowyouremi.in.