Terms & Conditions

Effective Date: November 2025

Welcome to KnowYourEMI. By accessing and using our website (knowyouremi.in), you agree to comply with the following Terms and Conditions.

1. About KnowYourEMI

KnowYourEMI is an independent, educational platform that offers free financial calculators, including EMI, Loan Eligibility, and Balance Transfer tools. We are not a bank, lender, or financial intermediary.

2. Accuracy of Results

Our tools provide approximate results based on standard formulas and user input. Actual loan offers may differ based on lender terms, credit score, and market conditions.

3. No Financial Advice

All information provided is for general education purposes only. Users should consult a licensed financial advisor before making any financial decisions.

4. Limitation of Liability

KnowYourEMI will not be liable for any losses, damages, or decisions made based on calculator results or website content.

5. Intellectual Property

All content, layout, design, and functionality are the intellectual property of KnowYourEMI. Unauthorized copying or redistribution is prohibited.

6. External Links

Our site may include references to third-party websites. We do not control or endorse their content and are not responsible for their actions.

7. Policy Updates

We may update these Terms and the Privacy Policy from time to time. Users are encouraged to review this page periodically for any updates.

8. Contact

For queries, clarifications, or permissions, please contact us at hello@knowyouremi.in.